Tag Archives: policy

Wyoming High School Activities Association Provides Concussion Insurance for Wyoming Students

Every high school and middle school student participating in a Wyoming High School Activities Association (WHSAA) sponsored activity will now be covered by concussion insurance in 2017.

Specifically, the WHSAA purchased a policy for all of its student participants, approximately 25,000 annually, providing them with “zero out-of-pocket costs should they suffer a head injury,” according to the association. Wyoming is the 5th state to provide this coverage for all student participants.

“The WHSAA is pleased to be able to offer this protection for all of our students involved in activity programs,” Commissioner Ron Laird said. “This policy coverage will assist families should their student need to visit a medical professional due to a concussion. With the money we have received through our agreement with the NFHS Network, we have been able to create a revenue stream to cover the approximately $37,000+ premium.”

This is another proactive step by the WHSAA Board of Directors that assures all WHSAA student participants, who are diagnosed with a sport or activity related concussion, will be afforded treatment with no out-of-pocket costs.

“We have been active in attempting to minimize risks for our students for many years with the assistance of our Sports Medicine Advisory Committee,” said Laird. “The WHSAA was one of the first states to establish a rule of not allowing a student to participate after being unconscious during a contest. Student safety remains our number one focus. This is just another opportunity for us to assist in taking care of our student participants.”

The insurance is the HeadStrong Concussion Insurance Program developed by Dissinger Reed Insurance. It covers every student in grades five through twelve participating in any practice or game sanctioned by the WHSAA.

“The WHSAA’s continued commitment to concussion care is exemplary and should be applauded,” said Dissinger Reed owner and CEO, Christian Reed. “Their proactive approach to protecting the young athletes in Wyoming has been fantastic and we are thrilled they are the 5th state association to adopt the HeadStrong program.”

For any claim, the participant’s insurance would first be billed and then the HeadStrong insurance would act as secondary insurance and assist with unpaid deductibles or co-pays. The maximum benefit is $25,000 per injury and there is no deductible per claim.

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Saban Says Football Being Unfairly Criticized on Concussion Issue

At the recent SEC media days, Alabama Head Football Coach Nick Saban told journalists that the concussion issue may be overblown as it relates to football.

“We’re all working very hard on for player safety so that we don’t have issues,” he said in an interview. “But I think it’s a little unfair in some ways to football when there’s other sports that you never talk about that people seem to be totally fine with that actually have just as many or more issues when it comes to concussions and injuries as football does. But we always talk about the issues that we have in football.”

He added that the benefits of playing football still outweigh the negatives.

“It’s a great team game,” he said. “There are a lot of lessons to be learned in any athletic competition, but football — because of the number of participants and number of people who can contribute — is phenomenal. It was really good for me growing up to develop some of the attributes that it takes to be successful, whether it was commitment, hard work, perseverance, ability to overcome adversity, pride in performance. Every person has to weigh the advantages and disadvantages.”

 

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Going Behind the NFL’s Recently-Released Concussion Numbers

By David Stirt

(Editor’s Note: What follows is an excerpt from an article that appears in February issue of Concussion Litigation Reporter)

Data released by the National Football League on Jan. 26, 2017 revealed that while there were fewer players sustaining concussions during the 2016 season (244) versus the 2015 season (271), the 2016 numbers were in line with the five-year average (242) of concussions per season. While the total number of concussions reported in 2016 is lower than the 2015 total, it is higher than the numbers reported in both 2013 (229) and 2014 (206).

“It’s certainly positive that concussions were down this year across categories, but I think putting too much focus on any one year would be mistaken,” said Jeff Miller, the NFL’s executive vice president of health and safety policy. “The goal here is to drive those numbers down through rules changes, culture changes, protocol changes, through greater observation and treatment over a longer term period of time.”

Dr. Robert Heyer, president of the NFL’s Physician’s Society and team internist for the Carolina Panthers pointed out a cultural change within the NFL that may explain, in part, why … (To subscribe, visit http://concussionpolicyandthelaw.com/subscribe/)

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